If you see whitish, greenish, bluish, or even dark spots on the walls or ceiling the place may have mold problems. Rooms with water leakage or infiltrations may have mold infection. Rooms that accumulate humidity such as bathrooms, kitchens or air conditioning systems usually have problems with mold because fungi develop in high humidity environments.

Mold spores are too small to detect with the naked eye.  Once spores enter, they can settle onto carpeting or other surfaces inside your home. You cannot keep spores out of your home, but regular home cleaning and maintenance often can prevent mold problems before they arise.

Can Mold make you sick?

Yes, Mold can make you sick. In addition to its being an unpleasant odor and sight, mold can cause harmful effects to human health that might turn to allergic infections and toxic reactions.

How can I prevent or eliminate Mold?

To prevent Mold:

• Reduce humidity in your home by opening windows for approximately 30 minutes daily
  
• Prevent leaks due to rain; and when unavoidable, dry and treat water damage within 24 to 48hours
  
• Regularly clean places that accumulate humidity such as showers, faucets and pipes and the floor areas around such fixtures
  
• Limit carpets and plants in your home;
  
• Use air purifier to drastically reduce high contamination levels
  
• Whenever possible, leave objects exposed to sunlight after cleaning. It is very important that objects are dried after cleaning otherwise they will be subject to new mold contamination.

To eliminate mold, you'll first need to eliminate the source. Find out how and where moisture is seeping into your home and deal with it accordingly.

If you are tackling the mold yourself, it is in your best interest to invest in a face mask.  When cleaning mold, the area should be scrubbed with warm water and detergent, and then dried. An additional step of disinfecting the area by a solution of 1 gallon of water (about 3.8 liters) to 1/4 cup (about 60 milliliters) of bleach and then letting it air dry is recommended. This step can be repeated to ensure that more if not all of the mold is eliminated.

Is Mold Remediation covered by my Homeowners Policy?

Mold Remediation Expense coverage is triggered when mold is discovered as a result of a covered loss.

Most Homeowners Insurance Policies have limited Mold Remediation Expense coverage.  The coverage limit may vary from State to State and from Policy to Policy.  Your individual policy will indicate the coverage limit you have.   You should contact us to review your coverage limit and obtain a quote for higher limits.