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What is Mold?

Mold is a type of fungus that grows on plants and fibers and is most often associated with damp, musty locations such as bathrooms, basements and attics. Mold travels through the air as tiny spores which like to make their home in wet areas.

If you see whitish, greenish, bluish, or even dark spots on the walls or ceiling you may have mold problems. Rooms with water leakage or infiltrations may have mold infection. Rooms that accumulate humidity such as bathrooms, kitchens or air conditioning systems usually have problems with mold because fungi develop in high humidity environments.

Mold spores are too small to detect with the naked eye. Once spores enter, they can settle onto carpeting or other surfaces inside your home. You cannot keep spores out of your home, but regular home cleaning and maintenance often can prevent mold problems before they arise.Mold spores are too small to detect with the naked eye. Once spores enter, they can settle onto carpeting or other surfaces inside your home. You cannot keep spores out of your home, but regular home cleaning and maintenance often can prevent mold problems before they arise.

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Can Mold make you sick?

Yes, Mold can make you sick. In addition to its being an unpleasant odor and sight, mold can cause harmful effects to human health that might turn to allergic infections and toxic reactions.

Is Mold Remediation covered by my Homeowners Policy?

Most Homeowners Insurance Policies have limited Mold Remediation Expense coverage. The coverage limit may vary from State to State and from Policy to Policy. Your individual policy will indicate the coverage limit you have. You should contact us to review your coverage limit and obtain a quote for higher limits.

How can I prevent or eliminate Mold?

To prevent Mold:

Always use a face mask when tackling mold. When cleaning mold, the area should be scrubbed with warm water and detergent, and then dried. An additional step of disinfecting the area by a solution of 1 gallon of water (about 3.8 liters) to 1/4 cup (about 60 milliliters) of bleach and then letting it air dry is useful.